Emergency order

  1. Use Apple Find My or Google's Find Hub to locate and lock the device.
  2. Call the mobile carrier to suspend the SIM/eSIM and protect the number.
  3. Secure email, banking, payment and password-manager accounts.
  4. Report the theft and preserve the device identifiers and evidence.
  5. Erase remotely only when recovery is unlikely and sensitive-data risk is higher.
First actionLocate and lock
Protect nextPhone number
Priority accountPrimary email
Erase?After considering recovery

First 10 minutes: locate and lock

Use a trusted device or private browser session. For Android, open Google's Find Hub; for iPhone, use Find My or iCloud.com/find. Mark the device lost or secure it, show a safe contact message, and take screenshots of its last known location. Do not personally confront someone at the location; share useful evidence with police.

Next 20 minutes: protect the number and money

  1. Call the carrier and suspend the SIM or eSIM. Ask for a carrier PIN and number-transfer protection.
  2. Contact banks and payment providers if the phone could access them.
  3. Review recent transactions and account-change alerts.
  4. Remove or suspend cards from mobile-wallet services where appropriate.

Next 30 minutes: secure the accounts that unlock other accounts

AccountWhy it mattersAction
Primary emailControls many password resetsChange password, review sessions and recovery methods
Apple or Google accountControls device and cloud dataReview trusted devices without removing theft protection prematurely
Password managerMay expose many credentialsLock account, rotate master credentials if needed
Messaging/social accountsCan be used to impersonate youSign out lost device and warn contacts if compromised

Do not remove an iPhone from Find My too early

Apple warns that removing the device from Find My removes Activation Lock, making it easier for a thief to unlock and resell it. Keep it attached while a theft/loss claim or recovery attempt is active.

When should you erase the phone?

Remote erasure can protect data, but it may reduce your ability to locate or recover the phone. Try locating and locking first. If recovery appears unlikely and the phone contains sensitive data, follow the platform's official erase instructions. Keep the device associated with your account where the platform advises it.

Report and recovery checklist

Prepare before a theft happens

Sources and references